Dustin M. Paul

Does the standard Virus Exclusion in an all-risk policy cover government-ordered COVID-19 shutdowns? Judges in the EDVA disagree.

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When the wave of shutdown orders hit small businesses in the Spring and Summer of 2020, many owners looked at their insurance policies to see if they had insurance coverage for their business losses.  Buried in the standard policy was a provision that looked daunting: “Fungi”, Wet Rot,...

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